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xcviii NAIC COMMONLY USED ACRONYMS ABBREVIATIONS AAA American Academy of Actuaries or American Agents Association AAC MIS Americas Association of Cooperative Mutual Insurance Societies Formerly North American


NAIC Proceedings Spring 2015 xcix,AHRQ Agency for HealthCare Research and Quality. AI Artificial Intelligence,AIA American Insurance Association. AIAF Associate in Insurance Accounting and Finance AIAF designation. AIB Automobile Insurers Bureau of Massachusetts,AIC Associate in Claims AIC designation. AICP Association of Insurance Compliance Professionals. AICPA American Institute of Certified Public Accountants. AICPCU American Institute for CPCU, AIDA International Association for Insurance Law in the United States. AIDS Acquired Immune Deficiency Syndrome, AIE Associate Insurance Examiner or Accredited Insurance Examiner IRES designation.
AIHSA American Insurers Highway Safety Alliance,AIM Associate in Management AIM designation. AIMU American Institute of Marine Underwriters, AIPAGIA American Institute of Professional Association Group Insurance Administrator. AIPSO Automobile Insurance Plan Service Office, AIR Applied Insurance Research or Americans for Insurance Reform. AISG American Insurance Services Group A Unit of Insurance Services Office Inc. ALAE Allocated Loss Adjustment Expense, ALCM Associate in Loss Control Management ALCM designation. ALEC American Legislative Exchange Council, ALERT Accelerated Licensure Evaluation Review Techniques.
ALIA American Life Insurance Association,ALIC Association of Life Insurance Counsel. ALM Asset Liability Matching,ALTA American Land Title Association. AMA American Medical Association,AMCP Academy of Managed Care Pharmacy. AMCRA American Managed Care and Review Association. AMIA American Mutual Insurance Alliance, AMIM Associate in Marine Insurance Management AMIM designation. AMIS The Mexican Insurance Association English translation. AML Anti Money Laundering,ANSI American National Standards Institute.
AOMR Actuarial Opinion and Memorandum Regulation,AOS Actuarial Opinion Summary P C. APA Associate in Premium Auditing APA designation,APhA American Pharmaceutical Association. APIR Associate Professional in Insurance Regulation. APPM Accounting Practices and Procedures Manual,APPP American Preferred Provider Plan. APPWP Association of Private Pension and Welfare Plans. ARe Associate in Reinsurance ARe designation,ARIA American Risk and Insurance Association. ARIS Alien Reporting Information System,ARM Associate in Risk Management ARM designation.
ARMI Associated Risk Managers International, ARP Associate in Research and Planning ARP designation. ARS Advanced Rating Service,ASA Associate of the Society of Actuaries. ASB Actuarial Standards Board,ASC Administrative Service Contract. ASIS Annual Statement Investment Schedule,ASO Administrative Services Only. ASOP Actuarial Standard of Practice, ASSAL Association of Insurance Superintendents of Latin America English translation.
ASSURE Alliance for Sound State Uniform Regulatory Efficiency. AST Annual Statement, 2015 National Association of Insurance Commissioners. c NAIC Proceedings Spring 2015, ASTHO Association of State and Territorial Health Officers. AU Associate in Underwriting AU designation,AVR Asset Valuation Reserve. AVS Automated Valuation Service,BCBSA Blue Cross and Blue Shield Association. BIC Bank Investment Contract, BIPA Benefits Improvement and Protection Act of 2000.
BOLI Bank Owned Life Insurance,BP Basis Points,BSA Bank Secrecy Act. CAD Collaborative Action Designee,CAIF Coalition Against Insurance Fraud. CALPERS California Public Employers Retirement System. CAMEL Capital Asset Management Expenses and Liquidity elements of risk assessment prioritization. CAMELS Capital Asset Management Expenses Liquidity and Sensitivity elements of risk. assessment prioritization,CAPM Capital Asset Pricing Model. CAPP Conference of Actuaries in Public Practice, CARFRA Coordinated Advertising Rate and Form Review Authority. CARRMEL Capital Adequacy Asset Quality Reinsurance Reserve Adequacy Management. Quality Earnings and Liquidity elements of risk assessment prioritization. CARRMELS Capital Adequacy Asset Quality Reinsurance Reserve Adequacy Management. Quality Earnings Liquidity and Sensitivity elements of risk assessment prioritization. CARVM Commissioners Annuity Reserve Valuation Method. CAS Casualty Actuarial Society,CASE Computer Aided Software Engineering.
CAT Consumer Assistance Training,CBO Collateralized Bond Obligation. CBUR Credit Based Underwriting and Rating, CCA Conference of Consulting Actuaries formerly Conference of Actuaries in Public Practice. CCCS Consumer Credit Counseling Service,CCIA Consumer Credit Insurance Association. CCIC Conference of Casualty Insurance Companies, CCIIO Center for Consumer Information and Insurance Oversight. CCN Competitive Care Network,CCRC Continuing Care Retirement Community.
CD Certificate of Deposit,CDO Collateralized Debt Obligation. CDS Complaints Database System,CERA Chartered Enterprise Risk Analyst. CERCLA Comprehensive Environmental Response Compensation and Liability Act Superfund. CFA Consumer Federation of America or Chartered Financial Analyst. CFE Certified Financial Examiner,CFPB Consumer Financial Protection Bureau. CFT Combating the Financing of Terrorism,CFTC Commodity Futures Trading Commission. CGL Commercial General Liability or Comprehensive General Liability. CGPA Council of Governors Policy Advisors,CHA California Health Advocates.
CHAMPUS Civilian Health and Medical Program for Uniformed Services now Tricare Federal Program. CHIP Children s Health Insurance Program,CIAB Council of Insurance Agents and Brokers. CIC Certified Insurance Counselor,CICA Captive Insurance Companies Association. CIEE Credit Insurance Experience Exhibit,CIIG Consumer Insurance Interest Group. CINS CUSIP International Numbering System,CIPR The Center for Insurance Policy and Research. CIR Center for Insurance Research, 2015 National Association of Insurance Commissioners.
NAIC Proceedings Spring 2015 ci,CIRB Crop Insurance Research Bureau. CIRC China Insurance Regulatory Commission,CIS Consumer Information Source. CLE Continuing Legal Education, CLEAR Consolidated Licensure for Entities Accepting Risk. CLO Collateralized Loan Obligation,CLU Chartered Life Underwriter. CLUE Comprehensive Loss Underwriting Exchange,CMBS Commercial Mortgage Backed Securities.
CMO Collateralized Mortgage Obligation, CMP Competitive Medical Plans or Commercial Multi Peril Insurance Plans. CMS Centers for Medicare Medicaid Services formerly HCFA Federal Agency. CNHI Committee for National Health Insurance,CNSF National Insurance and Surety Commission. COB Coordination of Benefits, COBRA Consolidated Omnibus Budget Reconciliation Act of 1986 Federal Act. COGEL Council on Governmental Ethics Laws,COLI Corporate Owned Life Insurance. COPLFR Committee on Property and Liability Financial Reporting AAA. CPA Certified Public Accountant, CPCU Chartered Property Casualty Underwriter CPCU designation.
CPE Continuing Professional Education,CPI Consumer Price Index. CPIW Certified Professional Insurance Woman,CPP Commercial Package Policy. CR Conditionally Renewable,CREF College Retirement Equities Fund. CRVM Commissioners Reserve Valuation Method,CSBS Conference of State Bank Supervisors. CSG Council of State Governments,CSIO Centre for Studies in Insurance Operations.
CSO Commissioners Standard Ordinary mortality tables. CTL Credit Tenant Loan, CUSIP Committee on Uniform Securities Identification Procedures. DAC Deposit Administration Contract,DBMS Database Management Systems. DCA Debt Cancellation Agreement,DCBS Department of Consumer and Business Services. DCI Detailed Claim Information,DEA Drug Enforcement Administration. DFI Department of Financial Institutions,DHC Diversified Holding Company.
DI Disability Income, DMIC Direct Marketing Insurance Financial Services Council. DOI Department of Insurance or Division of Insurance. DOJ Department of Justice,DOL U S Department of Labor Federal Agency. DRA Deficit Reduction Act of 2005,DRG Diagnosis Related Groups. DTI Department of Trade and Industry United Kingdom regulatory agency. DWL Defense Within Limits,EAP Employee Assistance Program. EBNR Earned But Not Reported,EBRI Employee Benefit Research Institute.
EBUP Earned But Unbilled Premiums,EC European Community. ECP Exempt Commercial Policyholder,ECU European Currency Unit. EDI Electronic Data Interchange, 2015 National Association of Insurance Commissioners. cii NAIC Proceedings Spring 2015,EDP Electronic Data Processing. EDS Electronic Data Systems Corporation, E E Effectiveness and Efficiency Project of the NAIC SVO.
EEC European Economic Community,EEOC Equal Employment Opportunity Commission. EFT Electronic Funds Transfer,EIL Environmental Impairment Liability. EITF Emerging Issues Task Force a FASB task force,ELANY Excess Lines Association of New York. EPA Environmental Protection Agency, EPICC Equity in Prescription Insurance Contraceptive Coverage Act. EPO Exclusive Provider Organization, EPSDT Early and Periodic Screening Diagnosis and Treatment.
ERISA Employee Retirement Income Security Act Federal Act. E S Excess Surplus Lines,E Sign Electronic Commerce and Transactions Act. ESOP Employee Stock Ownership Plan, ETS Educational Testing Service or Examination Tracking System. EU European Union,FAIR Fair Access to Insurance Requirements. FASB Financial Accounting Standards Board,FAST Financial Analysis Solvency Tools. FATF Financial Action Task Force on Money Laundering inter governmental body. FBI Federal Bureau of Investigation U S Government. FCAS Fellow of the Casualty Actuarial Society,FCIC Federal Crop Insurance Corporation.
FCRA Fair Credit Reporting Act Federal Act,FDIC Federal Deposit Insurance Corporation. FDR Financial Database Repository,FEETS Financial Exam Electronic Tracking System. FEIN Federal Employer Identification Number,FEMA Federal Emergency Management Agency. FHLMC or Freddie Mac Federal Home Loan Mortgage Corporation. FIA Federal Insurance Administration,FICA Federal Insurance Contributions Act. FICC Federation of Insurance Corporate Counsel,FIIA Financial Institutions Insurance Association.
FINRA Financial Industry Regulatory Authority,FIO Federal Insurance Office. FIREA Financial Institutions Reform Recovery Enforcement Act. FIT Federal Income Tax,FLTCIP Federal Long Term Care Insurance Program. FLUX Flow Uncertainty Index, FNMA or Fannie Mae Federal National Mortgage Association. FOIA Freedom of Information Act,FORC Federation of Regulatory Counsel. FPDA Flexible Premium Deferred Annuity,FPRA Flexible Premium Retirement Annuity.
FPSH Forum on Privacy and Security in Healthcare,FRC Federal Records Center. FRSAC Financial Regulation Standards and Accreditation Committee. FSA Fellow of the Society of Actuaries, FSLIC Federal Savings and Loan Insurance Corporation. FSF Financial Stability Forum,FSOC Financial Stability Oversight Council. FTB FASB Technical Bulletin,FTC Federal Trade Commission. GAAP Generally Accepted Accounting Principles,GAAS Generally Accepted Auditing Standards.
2015 National Association of Insurance Commissioners. NAIC Proceedings Spring 2015 ciii,GAM Group Annuity Mortality. GAMA General Agents Managers Association, GAO Government Accountability Office formerly General Accounting Office. GAR Group Annuity Reserving,GATS General Agreement on Trade in Services. GATT General Agreement on Tariffs and Trade,GDP Gross Domestic Product. GERP Geographic Expense Reimbursement Plan,GFMS Guaranty Fund Management Services.
GIC Guaranteed Investment Contract,GLB Guaranteed Living Benefits. GLBA Gramm Leach Bliley Act Fin Services Modernization Act of 1999 P L 106 102 Federal Act. GMAB Guaranteed Minimum Accumulation Benefit,GMDB Guaranteed Minimum Death Benefit. GMIB Guaranteed Minimum Income Benefit, GNAIE Group of North American Insurance Enterprises. GNMA or Ginnie Mae Government National Mortgage Association. GNP Gross National Product,GR Guaranteed Renewable. GRET Generally Recognized Expense Table,GRID Global Receivership Information Database.
HA Health Alliance,HCCA Health Care Compliance Association. HCDA Health Care Delivery Assets, HCFA Health Care Financing Administration renamed CMS on June 19 2001 Federal Agency. HDN Health Delivery Network, HEDIS Health Plan Employer Data and Information Set. HHS U S Department of Health and Human Services, HIAA Health Insurance Association of America now America s Health Insurance Plans AHIP. HICAP Health Insurance Consumer Assistance Program. HIN Health Insurance Network, HIPAA Health Insurance Portability and Accountability Act of 1996 P L 104 191 Federal Act.
HIPDB Healthcare Integrity and Protection Data Bank. HIPG Health Insurance Purchasing Group,HLDI Highway Loss Data Institute. HMDI Hospital Medical and Dental Service or Indemnity Corporation. HMO Health Maintenance Organization,HOLUA Home Office Life Underwriters Association. HPPC Health Plan Purchasing Corporation,HSAC Health Security Action Council. HSC Center for Studying Health System Change, HUD U S Department of Housing and Urban Development. I O Interest Only,IAA International Actuarial Association.
IADCA Insurance Advertising Compliance Association. IADL Instrumental Activities of Daily Living, IAFP International Association for Financial Planning. IAIABC International Association of Industrial Accident Boards and Commissions. IAIFA International Association of Insurance Fraud Agencies Inc. IAIR International Association of Insurance Receivers. IAIS International Association of Insurance Supervisors. IAM Individual Annuity Mortality,IASA Insurance Accounting and Systems Association. IASB International Accounting Standards Board,IBHS Institute for Business and Home Safety. IBNR Incurred But Not Reported,ICA International Claims Association. ICAC Insurance Committee for Arson Control, ICHEIC International Commission on Holocaust Era Insurance Claims.
2015 National Association of Insurance Commissioners. civ NAIC Proceedings Spring 2015,ICIS Insurance Company Information System. ICJ Institute for Civil Justice, ICMIF International Cooperative and Mutual Insurance Federation. IDMA Insurance Data Management Association,IDS Integrated Delivery System. IEA Insurance Education Association,IEE Insurance Expense Exhibit. IEF Insurance Education Foundation, IHIP Institute for Health Policy an education foundation formed by HIAA.
IHPS Institute for Health Policy Solutions,IIA Insurance Institute of America. IIAA Independent Insurance Agents of America,IIAC International Insurance Advisory Council. IIC International Insurance Council, IICAR Inter Industry Conference on Auto Collision Repair. IID International Insurers Department,IIHS Insurance Institute for Highway Safety. III Insurance Information Institute, IIPLR Insurance Institute for Property Loss Reduction.
IIPRC Interstate Insurance Product Regulation Commission. IIR Insurance Institute for Research Inc,IIS International Insurance Society. ILCA Insurance Loss Control Association, ILU Institute of London Underwriters merged into IUA. IMCA Insurance Marketing Communications Association. IMF International Monetary Fund,IMR Interest Maintenance Reserve. IMSA Insurance Marketplace Standards Association,IMUA Inland Marine Underwriters Association. IOSCO International Organization of Securities Commissioners. IPA Individual Practice Association,IPG Immediate Participation Guarantee.
IPO Initial Public Offering,IRC Insurance Research Council. IRDA Insurance Regulatory and Development Authority. IRES Insurance Regulatory Examiners Society for non financial examiners. IRIN Insurance Regulatory Information Network now NIPR. IRIS Insurance Regulatory Information System, IRMI International Risk Management Institute Incorporation. ISDN BRI Integrated Services Digital Network Basic Rate Interface. ISI Insurance Solvency International,ISIS Integrated Securities Information System. I SITE Internet State Interface Technology Enhancement. ISN Integrated Service Network,ISO Insurance Services Office Inc. ISS Independent Statistical Service Inc, IUA International Underwriting Association of London.
IUL Indexed Universal Life, JCAHO Joint Commission on Accreditation of Healthcare Organizations. JIR Journal of Insurance Regulation,JRI Journal of Risk and Insurance. JUA Joint Underwriting Association,LAE Loss Adjustment Expense. LAN Local Area Network,LBO Leveraged Buyout,LCA Life Communicators Association. LHSO Limited Health Service Organization,L H Life Health.
LIAA Life Insurance Association of America, 2015 National Association of Insurance Commissioners. NAIC Proceedings Spring 2015 cv, LIBOR London InterBank Offering Rate an ARM index a common financial term. LIC Life Insurance Corporation of India or Life Insurers Council. LICONY Life Insurance Companies of New York, LIFE Life and Health Insurance Foundation for Education. LIRMA London International Insurance and Reinsurance Market Association now IUA. LOC Letter of Credit,LOMA Life Office Management Association. LRG Loss Ratio Guarantees,LRRA Liability Risk Retention Act.
LTC Long Term Care,LUTC Life Underwriter Training Council. MAC Market Analysis Chief, MAI Member Appraisal Institute or Multilateral Agreement on Investments. MAP Market Analysis Profile,MAPR Market Analysis Profile Reports. MAPT Market Analysis Prioritization Tool,MAR Minimum Asset Requirement. MARS Market Analysis Review System,MBA Mortgage Banker Association of America.
MCAS Market Conduct Annual Statement,MCHIP Managed Care Health Insurance Plan. MCO Managed Care Organization,MCSU Market Conduct Statistical Utilities. MDA Management Discussion Analysis,MEAF Mortgage Experience Adjustment Factor. Medigap Medicare Supplement Insurance,MedSupp Medicare Supplement Insurance. MET Multiple Employer Trust,MEWA Multiple Employer Welfare Arrangement.
MGA Managing General Agent or Mortgage Guaranty Association. MGDB Minimum Guaranteed Death Benefit,MHC Mutual Holding Company. MHPA Mental Health Parity Act of 1996,MIB Medical Information Bureau. MIS Market Information Systems,MITI Ministry of International Trade and Industry. MITS Market Initiative Tracking System,MLR Medical Loss Ratio. MMA Medicare Prescription Drug Improvement and Modernization Act of 2003. MOU Memorandum of Understanding,MRA Mutual Recognition Agreement.
MSA Medical Savings Account,MSVR Mandatory Securities Valuation Reserve. NAAG National Association of Attorneys General, NACIA National Association Of Crop Insurance Agents. NAEHCA National Association of Employers on Health Care Action. NAFTA North American Free Trade Agreement,NAG National Association of Governors. NAHDO National Association of Health Data Organizations. NAHU National Association of Health Underwriters,NAIA National Association of Insurance Agents. NAIB National Association of Insurance Brokers, NAIC National Association of Insurance Commissioners.
NAIFA National Association of Insurance and Financial Advisors. NAII National Association of Independent Insurers PCI as of spring 2004 merger with the. Alliance of American Insurers, NAIIA National Association of Independent Insurance Adjusters. NAILBA National Association of Independent Life Brokerage Agencies. NALC National Alliance of Life Companies, 2015 National Association of Insurance Commissioners. cvi NAIC Proceedings Spring 2015, NAMCR National Association of Managed Care Regulators. NAMIA National Association of Mutual Insurance Agents. NAMIC National Association of Mutual Insurance Companies. NAPSLO National Association of Professional Surplus Lines Offices. NARAB National Association of Registered Agents and Brokers a proposed federal agency to. ensure uniform regulation under the Gramm Leach Bliley Act. NASAA North American Securities Administrators Association. NASD formerly National Association of Securities Dealers now merely NASD. NASVA North American Securities Valuation Association. NC Noncancelable,NCCI National Council on Compensation Insurance. NCCUSL National Conference of Commissioners on Uniform State Laws. NCIC National Crime Information Center, NCIGF National Conference on Insurance Guaranty Funds.
NCIS National Crop Insurance Services,NCLC National Consumer Law Center. NCOA National Council on Aging, NCOIL National Conference of Insurance Legislators. NCPI National Committee on Property Insurance,NCQA National Committee for Quality Assurance. NCSL National Conference of State Legislatures, NCVHS National Committee on Vital and Health Statistics. NFCA National Fraternal Congress of America,NFIA National Flood Insurers Association.
NFIB National Federation of Independent Business,NFIP National Flood Insurance Program. NGA National Governors Association,NHCAA National Health Care Anti Fraud Association. NHTSA National Highway Traffic Safety Administration. NIAAA National Institute on Alcohol Abuse and Alcoholism. NIARS National Insurance Advertising Regulation Service. NICB National Insurance Crime Bureau,NICO National Insurance Consumer Organization. NIHCM National Institute for Health Care Management. NILS National Insurance Law Service,NIPA National Institute of Pension Administrators. NIPC National Insurance Producers Council,NIPR National Insurance Producer Registry.
NISS National Independent Statistical Services,NITCH Nonadmitted Insurers Tax Clearinghouse. NOLHGA National Organization of Life and Health Insurance Guaranty Associations. NP Network Plans,NPC National Pharmaceutical Council. NPN National Producer Number,NR Nonrenewable,NRL Non Resident Licensing. NRRA National Risk Retention Association, NRSRO Nationally Recognized Statistical Rating Organization. NSLA National Staff Leasing Association,OBRA Omnibus Budget Reconciliation Act of 1993.
OCBOA Other Comprehensive Basis of Accounting,OCC Office of the Comptroller of the Currency. ODS Organized Delivery Systems, OECD Organisation for Economic Co operation and Development. OFRS Online Fraud Reporting Service or Online Fraud Reporting System. OHMO Office of Health Maintenance Organizations,OPCH Office of Prepaid Health Care. OR Optionally Renewable,OSHA Occupational Safety Health Administration. 2015 National Association of Insurance Commissioners. NAIC Proceedings Spring 2015 cvii,OTC Over the Counter.
OTS Office of Thrift Supervision, PACE Program for All inclusive Care for the Elderly. PBGC Pension Benefit Guaranty Corporation,PBM Pharmacy Benefit Manager. PBR Principle Based Reserves or Principle Based Reserving. P C Property Casualty,PCAOB Public Company Accounting Oversight Board. PCI Property Casualty Insurers Association of America as of spring 2004 merger of NAII. and the Alliance of American Insurers,PCMA Pharmaceutical Care Management Association. PDB Producer Database,PDP Prescription Drug Plans,PEO Professional Employer Organization.
PG Purchasing Group,PHO Physician Hospital Organization. PHSA Public Health Service Act,PIA Professional Insurance Agents. PIAA Physicians Insurers Association of America,PICS Policy Issue Capture System. PILR Property Insurance Loss Register, PIMA Professional Insurance Mass Marketing Association. PIN Producer Information Network NIPR Gateway as of January 2001. PIP Personal Injury Protection,PIPSO Property Insurance Plans Service Office.
PLIA Pollution Liability Insurance Association,PLMA Producer Licensing Model Act. PLRB Property Loss Research Bureau,P O Principal Only. POC Proof of Claim,POS Point of Service,PPA Preferred Provider Arrangement. PPACA Patient Protection and Affordable Care Act,PPO Preferred Provider Organization. PRIMA Public Risk Insurance Management Association. PSN Provider Sponsored Network,PSO Provider Sponsored Organization.
PUD Planned Unit Development,QHP Qualified Health Plan. QMB Qualified Medicare Beneficiary, QUEST Health Care Quality Education Security and Trust Act S 1712 in 1998. RAA Reinsurance Association of America,RBC Risk Based Capital. RBRVS Resource Based Relative Value Scale,RCRA Resource Conservation and Recovery Act. REIT Real Estate Investment Trust, Re REMIC Resecuritizations of Real Estate Mortgage Investment Conduits.
RERP Revised Experience Rating Plan,RFP Request for Proposal. RICO Racketeer Influenced and Corrupt Organization. RIMS Risk and Insurance Management Society,RIRS Regulatory Information Retrieval System. RMBS Residential Mortgage Backed Securities,RML Residual Market Loads. RMS Risk Management Solutions Inc, ROA Reinsurance Office Association or Return on Assets. ROP Return of Premium,RRG Risk Retention Group,RUGS Resource Utilization Groups.
2015 National Association of Insurance Commissioners. cviii NAIC Proceedings Spring 2015,SAD Special Activities Database. SAFE T Solvency and Financial Enforcement Trust,SAO Statement of Actuarial Opinion P C. SAP Statutory Accounting Practices,SAR Securities Acquisition Report. SAS Statement of Auditing Standards,SBP Shortened Benefit Period. SCA Subsidiary Controlled or Affiliated Company,SCAE Special Claim Adjustment Expense.
SCHIP State Children s Health Insurance Program,SEC Securities and Exchange Commission. SERFF System for Electronic Rate and Form Filing,SHIP State Health Insurance Assistance Program. SIA Securities Industry Association,SIC Standard Industrial Classification. SIIA Self Insurance Institute of America,SILA Society of Licensing Administrators. SILN State Insurance Licensing Network,SIPC Securities Investor Protection Corporation.
SIR Society of Insurance Research,SIU Special Investigative Unit. SLMB Specified Low Income Medicare Beneficiary,SMI Solvency Modernization Initiative. SMMEA Secondary Mortgage Market Enhancement Act,SNF Skilled Nursing Facility. SNFL Standard Nonforfeiture Law,SOA Society of Actuaries. SOGCA Society of Group Contract Analysts,SOFE Society of Financial Examiners.
SOP Statement of Position,SPDA Single Premium Deferred Annuity. SPIA Single Premium Immediate Annuity,SPRA Special Pooled Risk Administrators. SRA Society for Risk Analysis or Specific Risk Analysis section of Financial Condition. Examiners Handbook,SSAP Statement of Statutory Accounting Principles. STOLI Stranger Owned Life Insurance,SVL Standard Valuation Law. SVO Securities Valuation Office,TAC Total Adjusted Capital regarding RBC.
TEFRA Tax Equity and Fiscal Responsibility Act,TIAA Teachers Insurance Annuities Association. TPA Third Party Administrator,TRIA Terrorism Risk Insurance Act. TRICARE Health insurance program for military personnel formerly CHAMPUS Federal Program. TRO Temporary Restraining Order,TSAG Technical Staff Actuarial Group. UALAE Unallocated Loss Adjustment Expense,UCAA Uniform Certificate of Authority Application. UCITA Uniform Computer Information Transactions Act. UETA Uniform Electronic Transaction Act,UL Universal Life.
ULSG Universal Life with Secondary Guarantees, UNCTAD United Nations Conference on Trade and Development. UPPL Uniform Policy Provisions Law,URAC Utilization Review Accreditation Committee. URC Unit Report Control,URQ Unit Report Quality,URTT Uniform Regulation Through Technology. 2015 National Association of Insurance Commissioners. NAIC Proceedings Spring 2015 cix,U S United States. USAA United Services Automobile Association, USA PATRIOT Act Uniting and Strengthening America by Providing Appropriate Tools Required.
to Intercept and Obstruct Terrorism Act of 2001,UTPA Unfair Trade Practices Act. VA Variable Annuity, VAGLB Variable Annuity with Guaranteed Living Benefits. VDI Vendor Dual Interest,VM Valuation Manual,VSI Vendor Single Interest. VUL Variable Universal Life,WCDM Workers Compensation Data Monitoring System. WCIO Workers Compensation Insurance Organization, WCIRB Workers Compensation Insurance Rating Bureau.
WCRI Workers Compensation Research Institute,WCSP Workers Compensation Statistical Plan. WEDI Workgroup on Electronic Data Interchange,WTO World Trade Organization. 2015 National Association of Insurance Commissioners.

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